The privacy of the personal
information we collect from customers and potential customers is very
important to Cardinal Insurance
Co., Inc. This notice is to provide you with our understanding of types
of non-public personal information about you that we may collect, how
we use it and how we protect that information.
OUR PRIVACY POLICIES AND PRACTICES
Information we collect:
We collect non-public personal
information about you from the following sources:
Information we receive from you on
applications for insurance or from other insurance forms you complete.
Information we receive from the
companies we represent which provide insurance policies to you.
Information from consumer reporting
Information about your transactions
with us, or the companies we represent.
Information from other sources, such
as employers or government agencies.
Information from visits to our
The type of information we collect is
related to the insurance you request from us and may include your name,
address, social security number, driver’s license number, ownership of
property, marital status, health information, and other information
required to get insurance coverage for you.
Information we may disclose:
We may disclose the following
types of information to entities that provide marketing services on our
behalf and/or with whom we have joint marketing agreements: name,
address, social security number, driver’s license number, property, or
the types of information listed in the above section, entitled
“Information we collect”.
Information we share with third parties:
We may disclose certain
information to entities with which we have marketing services
agreements or to other institutions with which we have joint marketing
agreements. Such information may include name, address, social security
number, driver’s license number, property, or the types of information
listed in the above section, entitled “Information we collect”.
Our procedures to protect your private
We restrict access to non-public
personal information to those employees, agents, representatives or
parties who need to know the information in order to provide the
insurance products requested by our customers.
We have policies and procedures that
give direction to our employees, and to agents and representatives
acting on our behalf, regarding how to protect and use non-public
personal information. In addition, we maintain physical, electronic and
procedural safeguards to protect non-public personal information.
Reservation of the right to disclose
information in unforeseen circumstances:
In connection with the potential sale
or transfer of its interests, Cardinal Insurance Co., Inc., reserves
the right to sell or transfer your information (including but not
limited to your address, name, age, sex, zip code, state and country of
residency and other information that you provide through other
communications) to a third party entity that (1) concentrates its
business in a similar practice or service; (2) agrees to be Cardinal Insurance Co., Inc.’s successor in interest with regard
to the maintenance and protection of the information collected; and (3)
agrees to the obligations of this privacy statement.